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Foreclosure Defense Lawyer Kentucky

April 12, 2025 by admin

At Hodge & Smither, we pride ourselves on our deep connection to the Louisville community. We understand the local economic pressures and are dedicated to Louisville Bankruptcy Attorney providing solutions that are both practical and effective. If you’re considering filing for bankruptcy, reach out to us for a consultation.

 

Although bankruptcy is not a cure-all for various kinds of debt, it is an option that can provide a fresh start. Our bankruptcy attorneys at O’Bryan Law Offices are skilled in all aspects of financial law, including areas such as repossession. We want to help you in getting your repossessed car back and make sure you’re able to stay afloat while doing so. If you have any further questions regarding financial law, reach out to the professionals here at one of Kentucky’s most revered family-owned bankruptcy law firms.

 

Kentucky also has a $1,000 wildcard exemption to protect anything you want. Your 341 meeting (also called the creditors’ meeting) may be held virtually, via phone, or in person. You’ll get a notice with your meeting details, which takes place about a month after you file your case. The Eastern District of Kentucky allows online filing through its electronic Self-Representation (eSR) system or you can go to the courthouse in person. In the Western District of Kentucky, you can file by email or in person.

 

One of your most important decision is choosing the right attorney to evaluate your case and represent you. Hughes Law Group has represented clients in everything from small injury claims from fender benders to high dollar settlements against corporate entities. We are experienced and willing to give you an aggressive, yet compassionate advocate for your cause. However, the bankruptcy petition will be dismissed and bankruptcy code may cause properly loss if the petition is not prepared properly.

 

Fauver Law Office

 

At O’Bryan & O’Bryan, a Louisville, Kentucky law firm, our attorneys have been meeting clients’ needs since 1969. An experienced foreclosure or bankruptcy attorney will be able to give you the most relevant answer for your case. At O’Bryan Law Offices, our attorneys educate individuals and families across Kentucky and Southern Indiana on their options to pursue debt relief and asset protection.

 

Luckily, most bankruptcy filers are able to keep their homes when they file for bankruptcy. There are two situations in which filers may face the loss of their home after they declare bankruptcy. If you don’t own a home, or if you have a partially unused homestead exemption, you can use up to $13,950 of that as another wildcard exemption.

 

This was in reaction to the dismal economic conditions that beset agriculture. Chapter 12 bankruptcy, which is based on Chapter 13 bankruptcy, offers reorganizational benefits and financial assistance to family farmers who are in debt. These benefits include a three to five year seasonal payback structure and lesser rates as compared to other chapters.

 

Stop Wage Garnishment

 

If you’ve been searching for a Louisville bankruptcy lawyer who will go above and beyond to help you, you’re in the right place. Attorney Tracy Hirsch will meet with you to discuss your needs, and get your case filed as soon as possible. Bankruptcy allows individuals, couples, and businesses that cannot meet their financial obligations to be excused from repaying some or all of their debt. If you have questions regarding bankruptcy law contact one of our recommended attorneys today.

 

Cooley & Offill Law Firm is client-centered, offering resourceful and skilled legal services throughout Kentucky for 23 years. Our attorneys are well-experienced, assisting clients with bankruptcy relief, criminal defense, personal injury representation and all legal matters. Our professional and friendly staff wants to work for you today. Foreclosures damage your credit score for years and will leave you with your mortgage debt.

 

To learn about your options and how to start the process, contact Farmer and Wright, PLLC. Before anyone can file bankruptcy they must complete a short online credit counseling course. Navigating the bankruptcy process can feel overwhelming, but knowing what to expect can ease your concerns. At Hodge & Smither PLLC, we prioritize transparency and communication, ensuring that you are informed every step of the way.

 

In Indianapolis, the bank’s attorney is usually paid between 350 to 500 per hour to take your home. The Bank’s average salary range for its senior attorneys is about 180,000 annually. The bank applies its attorney fees to your mortgage or car loan.

 

Defending against a bank, a mortgage company, or another lender can often be a confusing process. State foreclosure laws are often highly complex, and these cases require special knowledge and experience to handle properly. Responsive and experienced attorneys dedicated to our clients in Owensboro and throughout Kentucky. When keeping your home is a priority, we will discuss your options to pursue this through Chapter 7 or Chapter 13 bankruptcy. We have considerable experience in mortgage issues and foreclosure proceedings, as well as in how bankruptcy trustees think. If the foreclosure sale of your home is coming up quickly, you can stop the sale by filing for bankruptcy.

 

15,000+wills & estates planned by lawyers at O’Bryan and O’Bryan Law. True bankruptcy protection falls under Chapters 7 and 13 in the U.S. If you qualify for Chapter 7, you can discharge some or all of your debt load.

 

There may be work that you want to be done after filing the case. If you need a hearing continued or need to file an amendment, that work happens after you filed the case, and you pay for it when and only if you need it done later. Called “liquidation bankruptcy,” Chapter 7 allows you to eliminate “dischargeable” debt, such as credit card and medical bills and loans. However, a Louisville bankruptcy attorney can help you keep your home, car, and other treasured assets.

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